TERMS OF SERVICE
Welcome to ELITE MEDICARE LADY. These Terms of Service govern your use of our website and Medicare-related services. By using our website or requesting assistance, you agree to the following terms.
Our Services
ELITE MEDICARE LADY provides educational information, plan comparisons, enrollment assistance, and customer support for Medicare-related insurance products, including Medicare Advantage, Medicare Supplement (Medigap), and Medicare Prescription Drug Plans.
Our goal is to help you make informed decisions about your Medicare coverage based on the information you provide.
Independent Insurance Agency
ELITE MEDICARE LADY is a licensed independent Medicare insurance agency. We may represent multiple Medicare insurance companies but may not offer every plan available in your area.
We are not affiliated with or endorsed by the U.S. Government, Medicare, the Centers for Medicare & Medicaid Services (CMS), or the Social Security Administration.
Your Responsibilities
By using our services, you agree to:
- Provide accurate and complete information.
- Review all enrollment documents before signing.
- Notify us of any changes that may affect your Medicare eligibility or coverage.
- Ask questions if you do not understand your Medicare options before making an enrollment decision.
Medicare Enrollment
Submitting an application does not guarantee enrollment in a Medicare plan. Enrollment is subject to eligibility requirements and approval by the insurance carrier and CMS.
Plan benefits, premiums, deductibles, provider networks, prescription drug formularies, and other costs may change annually. We encourage you to review your plan documents each year during the Annual Enrollment Period.
No Professional Legal or Tax Advice
The information we provide is for Medicare insurance purposes only. We do not provide legal, tax, financial, or medical advice. Please consult a qualified professional for advice regarding those matters.
Privacy
Your personal information is collected, used, and protected in accordance with our Privacy Policy. By using our services, you consent to the collection and use of your information as described in that policy.
Limitation of Liability
While we strive to provide accurate and up-to-date Medicare information, ELITE MEDICARE LADY is not responsible for:
- Changes made by Medicare, CMS, or insurance carriers.
- Changes in provider networks or prescription drug formularies.
- Delays in processing applications by insurance carriers or government agencies.
- Decisions regarding eligibility, enrollment, or claims made by Medicare or insurance carriers.
Changes to These Terms
We reserve the right to update these Terms of Service at any time to reflect changes in Medicare regulations, business practices, or applicable laws. Updates will become effective when posted on our website.
Contact Information
If you have questions regarding these Terms of Service, please contact:
Carolyn Haynes
Licensed Medicare Insurance Agent
NPI: 20177317
Business Name: ELITE MEDICARE LADY
Phone: 941-413-3380
Fax: 941-867-8735
Email: CEHAYNES@ELITEMEDICARELADY.COM
Business Address: 2605 72nd Ave E. Suite 437 Ellenton, FL 34222